These Terms & Conditions ("Terms") govern your access to and use of Campus Biz Market ("Campus Biz", "we", "us", or "our"), including our website, PWA, and any related services. By creating an account or using Campus Biz, you agree to these Terms. If you do not agree, please do not use the platform.
1. Eligibility
Campus Biz is intended for users 18 years of age and older, primarily students and members of Nigerian university communities. By using the platform, you confirm that you are at least 18 years old and legally able to enter into a binding agreement.
2. Account Registration
You must provide accurate and complete information when creating an account.
You are responsible for maintaining the confidentiality of your login credentials.
You are responsible for all activity that occurs under your account.
We reserve the right to suspend or terminate accounts that provide false information or violate these Terms.
3. Marketplace & Listings
Campus Biz is a platform that allows students to list, buy, and sell products and services within their campus community.
We do not manufacture, own, or take title to any goods or services listed by sellers. All listings are created and managed by individual users.
Sellers are solely responsible for the accuracy of their listings, including descriptions, pricing, images, and stock availability.
We reserve the right to remove any listing that violates these Terms, is fraudulent, misleading, or otherwise inappropriate.
4. Payments, Wallet & Payment Protection
Campus Biz may facilitate payments between buyers and sellers through supported payment gateways.
Funds paid by a buyer for an order may be held securely by Campus Biz under our Payment Protection system until the buyer confirms delivery, after which funds are credited to the seller's wallet.
Sellers may request withdrawal of available wallet balances to their designated bank account. Withdrawal requests are subject to verification and processing time.
We are not a bank or licensed financial institution. Payment processing is handled through third-party payment providers, and their terms also apply to transactions made on the platform.
We are not liable for delays, failures, or errors caused by third-party payment providers or financial institutions.
5. User Conduct
You agree not to:
List counterfeit, stolen, illegal, or prohibited goods or services.
Engage in fraudulent transactions or misrepresent products, prices, or your identity.
Harass, threaten, or abuse other users.
Attempt to interfere with, disrupt, or gain unauthorized access to the platform, its servers, or other users' accounts.
Use the platform for any purpose that violates applicable Nigerian law.
6. Disputes Between Users
Campus Biz is not a party to any transaction between buyers and sellers. While we may assist in resolving disputes where reasonably possible, we do not guarantee the quality, safety, legality, or delivery of any listed product or service, and we are not responsible for losses arising from transactions between users.
7. Intellectual Property
The Campus Biz name, logo, design, and platform content (excluding user-generated listings) are the property of Campus Biz Market and may not be copied, reproduced, or used without our prior written consent.
8. Termination
We reserve the right to suspend or terminate your access to Campus Biz at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to the platform or its users.
9. Limitation of Liability
Campus Biz is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties and are not liable for any indirect, incidental, or consequential damages arising from your use of the platform.
10. Changes to These Terms
We may update these Terms from time to time. Continued use of Campus Biz after changes are posted constitutes your acceptance of the updated Terms. We encourage you to review this page periodically.
11. Governing Law
These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.
12. Contact Us
For questions about these Terms, contact us via WhatsApp: +234 703 147 5688 or email aodusanyaayomikun@gmail.com